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Category: Mortgage

By warren 5 May 2025 Mortgage

The Ultimate Guide for First-Time Home Buyers in the UK

Buying your first home is one of the most exciting — and … The Ultimate Guide for First-Time Home Buyers in the UK

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By warren 5 May 2025 Mortgage

First-Time Buyer Mortgages Explained – What You Need to Know

Buying your first home is an exhilarating journey, representing a significant milestone … First-Time Buyer Mortgages Explained – What You Need to Know

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By warren 5 May 2025 Mortgage

First-Time Buyer Checklist – Are You Ready to Buy a Home?

Buying your first home is a significant milestone — it not only … First-Time Buyer Checklist – Are You Ready to Buy a Home?

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By warren 18 April 2024 Mortgage

Navigating Your Mortgage: 5 Years After Your Help to Buy Purchase

Congratulations! It’s been five years since you embarked on the journey of … Navigating Your Mortgage: 5 Years After Your Help to Buy Purchase

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By warren 11 February 2024 Mortgage

Understanding Mortgage Deposits: A Comprehensive Guide for Homebuyers

Welcome to our latest blog post, where we delve into mortgage deposits … Understanding Mortgage Deposits: A Comprehensive Guide for Homebuyers

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By warren 5 September 2023 Mortgage

Unlocking Savings: 5 Essential Tips to Negotiate House Prices

Introduction: Securing your dream home at the best possible price is a … Unlocking Savings: 5 Essential Tips to Negotiate House Prices

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By warren 5 September 2023 Mortgage

Age is Just a Number: Understanding the Maximum Age for Mortgage Repayment

Introduction: Homeownership dreams can extend beyond traditional age brackets, and the UK … Age is Just a Number: Understanding the Maximum Age for Mortgage Repayment

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By warren 29 August 2023 Mortgage

Navigating Mortgage Fees: Understanding the Costs Involved in Home-buying

Introduction: Embarking on the journey to homeownership involves more than finding the … Navigating Mortgage Fees: Understanding the Costs Involved in Home-buying

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By warren 21 August 2023 Mortgage

Only Interest Mortgage: A Smart Choice for Financial Flexibility in Today’s Market

Introduction: When it comes to mortgage options, there are several routes you … Only Interest Mortgage: A Smart Choice for Financial Flexibility in Today’s Market

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By warren 21 August 2023 Mortgage

The Perfect Storm: Current Reasons to Buy a House in the UK

Introduction: The UK housing market is a dynamic landscape influenced by various … The Perfect Storm: Current Reasons to Buy a House in the UK

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By warren 19 June 2023 Mortgage

How are mortgage rates set?

Mortgage interest rates are influenced by a variety of factors, including: The … How are mortgage rates set?

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By warren 12 June 2023 Mortgage

What documents do I need to apply for a mortgage?

When applying for a mortgage, you will typically need to provide the … What documents do I need to apply for a mortgage?

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Your home may be repossessed if you do not keep up repayments on your mortgage

Ro helped us with our mortgage application after she came highly recommended by a friend. The process was quick and made simple. Ro took the time to make sure we understood our mortgage offer and offered us different options to suit our needs.

We will definitely be in contact when it's time to renew :)

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Sims Mortgages and Protection
1228a London Road, Alvaston Derby Derbyshire
United Kingdom DE24 8QP
0330 223 4973
info@simsmortgages.co.uk

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Local Experts with National Reach

We’re based in Derby, but we proudly serve clients across the East Midlands and the entire UK. Our flexible service model allows us to provide outstanding support no matter where you’re located.

📞 Ready to talk? Contact us today to book your consultation.

Sims Mortgages and Protection is a trading name of Sims Financial Services Limited, an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Trading address: 1228a London Road, Alvaston, Derby, DE24 8QP. Registered Office: Vicarage Corner House, 219 Burton Road, Derby, Derbyshire, England, DE23 6AE. Sims Mortgages and Protection Ltd is registered in England and Wales with registration number 10473297

For mortgages, we are paid a fee, usually £500 and by commission from the lender

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

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