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0330 223 4973
info@simsmortgages.co.uk

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  • About Us
  • Mortgages
    • Mortgage Advice
    • First-Time Buyer Mortgage
    • Remortgage
    • Buy–To–Let Mortgage
    • Home Mover Mortgage
    • Types of Mortgages
    • Mortgage Glossary
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    • Insurance Advice
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Blog

Keep up to date with our latest news and updates.

Insurance Services
About Us

By warren 19 January 2021 Insurance

Understanding Health Insurance (& All Of The Benefits!)

SIMS financial services are a leading provider of critical illness cover in the UK. This blog aims to make understanding health insurance easier, by setting out to define private health insurance, explain the various types, and cover the benefits.

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By warren 5 January 2021 Insurance

Why should you review your insurance policies annually?

Shopping around for your insurance policies is a great way to save money, but the process doesn’t end there. Getting a good deal one year doesn’t mean that you will have a good deal forever, so it’s important to carry out an annual insurance policy review. Here are three reasons to conduct an annual review of policies and procedures.

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By warren 15 December 2020 Insurance

Home Insurance Explained – What Does It Cover?

If you are a homeowner, you should think seriously about the benefits of home insurance. A home insurance policy can offer you financial security in the case of theft or damage, and priceless peace of mind. But what does home insurance cover, what doesn’t it include, and how should you go about choosing a home insurance package? Read this blog to find out…

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By warren 1 December 2020 Insurance

SIMS Financial Services: family income benefit life insurance explained

Family income benefit insurance is one of the best ways of making … SIMS Financial Services: family income benefit life insurance explained

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By warren 24 November 2020 Insurance

SIMS Financial Services: Term life insurance vs whole life insurance

Choosing the right life insurance policy can be confusing and stressful, as … SIMS Financial Services: Term life insurance vs whole life insurance

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By warren 17 November 2020 Insurance

What is the difference between critical illness and terminal illness?

When it comes to life insurance, one of the most regularly asked … What is the difference between critical illness and terminal illness?

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By warren 10 November 2020 Insurance

Where to go for award winning financial services in Derby

If you’re looking for a financial adviser Derby residents and businesses trust, … Where to go for award winning financial services in Derby

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Accident & Injury Insurance Cover

By warren 4 February 2020 Insurance

How to make a successful insurance claim

Making sure people aren’t miss-sold an insurance policy, has become a mission. … How to make a successful insurance claim

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By warren 29 January 2020 Insurance

Buying Insurance

So how do you find out what you need? You could do … Buying Insurance

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By warren 4 May 2019 Insurance

5 Reasons to use a Protection Adviser

This won’t come as a surprise to anyone who knows me, but … 5 Reasons to use a Protection Adviser

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By warren 2 March 2019 Insurance

Welcome to the new website for Sims Financial Services

Welcome to the new website for Sims Financial Services, or SIMS FS … Welcome to the new website for Sims Financial Services

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Your home may be repossessed if you do not keep up repayments on your mortgage

Absolutely fantastic service!! Ro is so lovely to deal with. Nothing was too much trouble, always at hand on email or the phone; fitting it around our working schedule. Has worked extremely hard to get our mortgage offer approved, and had the go ahead today!

— Bex Fairweather- 2025

I would highly recommend the services of Sims. We used them in relation to a mortgage.

They were efficient and friendly.On this occasion we dealt with Rowena who made what can be a stressful experience a breeze! They covered all the basis, were straight up with their advice and no hard selling or pushing of other services, while still making us aware of the additional services they offered in line with the mtges should we need them.

Thank you Sims!

— Donna Pacey- 2025

I was really nervous about the whole mortgage process and knew not much at all, but Ro made it so much easier than I ever expected. From day one, she took the time to explain everything in a way that actually made sense and never made me feel like any question was too small. She was always easy to reach whenever I needed her, and being able to contact her via WhatsApp made life so easy—I could just drop her a call or text whenever something came up. Ro was honest about my current situation and the implications of income/debt etc. but was still positive.

When we hit a few bumps along the way, Ro kept me calm and found the best options to move forward. I never once felt like I was just another client—she was genuinely invested in getting me the best deal and just as excited about my new home as I was!

I honestly wouldn’t work with anyone else. If you need a mortgage advisor who’s knowledgeable, patient, and truly in your corner, Ro is the one!

— Catherine Boyle- 2025

Ro is honest, thorough and gives amazing service.

As first time buyers, we had no clue on what to expect or who we should trust. She helped sort more than our mortgage but also surveyor and solicitors. Always open for all the questions and makes it very clear that no question is a stupid one. She made this rocky road much smoother.

— Sarah Horobin- 2025

Ro has been absolutely amazing from start to finish! She has helped me with every aspect of getting a mortgage and beyond! She is friendly, kind and just a genuinely lovely lady who wants the best for you. She’s answered all my silly questions along the way and If I’ve been stuck on anything she’s just at the end of the phone!

— Rebecca Dudley - 2025

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Get in Touch

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Sims Mortgages and Protection
1228a London Road, Alvaston Derby Derbyshire
United Kingdom DE24 8QP
0330 223 4973
info@simsmortgages.co.uk

Services

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    • Buy–To–Let Mortgage
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Local Experts with National Reach

We’re based in Derby, but we proudly serve clients across the East Midlands and the entire UK. Our flexible service model allows us to provide outstanding support no matter where you’re located.

📞 Ready to talk? Contact us today to book your consultation.

Sims Mortgages and Protection is a trading name of Sims Financial Services Limited, an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Trading address: 1228a London Road, Alvaston, Derby, DE24 8QP. Registered Office: Vicarage Corner House, 219 Burton Road, Derby, Derbyshire, England, DE23 6AE. Sims Mortgages and Protection Ltd is registered in England and Wales with registration number 10473297

For mortgages, we are paid a fee, usually £500 and by commission from the lender

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

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