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info@simsmortgages.co.uk

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    • First-Time Buyer Mortgage
    • Remortgage
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    • Types of Mortgages
    • Mortgage Glossary
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Blog

Keep up to date with our latest news and updates.

Insurance Services
About Us

By warren 5 May 2025 Mortgage

The Ultimate Guide for First-Time Home Buyers in the UK

Buying your first home is one of the most exciting — and … The Ultimate Guide for First-Time Home Buyers in the UK

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By warren 5 May 2025 Insurance

What Protection Insurance Do First-Time Buyers Need?

Buying your first home is one of the most significant milestones in … What Protection Insurance Do First-Time Buyers Need?

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By warren 5 May 2025 Mortgage

First-Time Buyer Mortgages Explained – What You Need to Know

Buying your first home is an exhilarating journey, representing a significant milestone … First-Time Buyer Mortgages Explained – What You Need to Know

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By warren 5 May 2025 Mortgage

First-Time Buyer Checklist – Are You Ready to Buy a Home?

Buying your first home is a significant milestone — it not only … First-Time Buyer Checklist – Are You Ready to Buy a Home?

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By warren 18 April 2024 Mortgage

Navigating Your Mortgage: 5 Years After Your Help to Buy Purchase

Congratulations! It’s been five years since you embarked on the journey of … Navigating Your Mortgage: 5 Years After Your Help to Buy Purchase

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By warren 11 February 2024 Mortgage

Understanding Mortgage Deposits: A Comprehensive Guide for Homebuyers

Welcome to our latest blog post, where we delve into mortgage deposits … Understanding Mortgage Deposits: A Comprehensive Guide for Homebuyers

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By warren 12 January 2024 SIMSFS News

Sims Mortgages’ Latest Offer!

Are you looking for a way to balance your financial and fitness … Sims Mortgages’ Latest Offer!

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By warren 5 September 2023 Mortgage

Unlocking Savings: 5 Essential Tips to Negotiate House Prices

Introduction: Securing your dream home at the best possible price is a … Unlocking Savings: 5 Essential Tips to Negotiate House Prices

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By warren 5 September 2023 Mortgage

Age is Just a Number: Understanding the Maximum Age for Mortgage Repayment

Introduction: Homeownership dreams can extend beyond traditional age brackets, and the UK … Age is Just a Number: Understanding the Maximum Age for Mortgage Repayment

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By warren 29 August 2023 Mortgage

Navigating Mortgage Fees: Understanding the Costs Involved in Home-buying

Introduction: Embarking on the journey to homeownership involves more than finding the … Navigating Mortgage Fees: Understanding the Costs Involved in Home-buying

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By warren 21 August 2023 Mortgage

Only Interest Mortgage: A Smart Choice for Financial Flexibility in Today’s Market

Introduction: When it comes to mortgage options, there are several routes you … Only Interest Mortgage: A Smart Choice for Financial Flexibility in Today’s Market

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By warren 21 August 2023 Mortgage

The Perfect Storm: Current Reasons to Buy a House in the UK

Introduction: The UK housing market is a dynamic landscape influenced by various … The Perfect Storm: Current Reasons to Buy a House in the UK

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Your home may be repossessed if you do not keep up repayments on your mortgage

Ro has been absolutely amazing from start to finish! She has helped me with every aspect of getting a mortgage and beyond! She is friendly, kind and just a genuinely lovely lady who wants the best for you. She’s answered all my silly questions along the way and If I’ve been stuck on anything she’s just at the end of the phone!

— Rebecca Dudley - 2025

Absolutely fantastic service!! Ro is so lovely to deal with. Nothing was too much trouble, always at hand on email or the phone; fitting it around our working schedule. Has worked extremely hard to get our mortgage offer approved, and had the go ahead today!

— Bex Fairweather- 2025

I would highly recommend the services of Sims. We used them in relation to a mortgage.

They were efficient and friendly.On this occasion we dealt with Rowena who made what can be a stressful experience a breeze! They covered all the basis, were straight up with their advice and no hard selling or pushing of other services, while still making us aware of the additional services they offered in line with the mtges should we need them.

Thank you Sims!

— Donna Pacey- 2025

I was really nervous about the whole mortgage process and knew not much at all, but Ro made it so much easier than I ever expected. From day one, she took the time to explain everything in a way that actually made sense and never made me feel like any question was too small. She was always easy to reach whenever I needed her, and being able to contact her via WhatsApp made life so easy—I could just drop her a call or text whenever something came up. Ro was honest about my current situation and the implications of income/debt etc. but was still positive.

When we hit a few bumps along the way, Ro kept me calm and found the best options to move forward. I never once felt like I was just another client—she was genuinely invested in getting me the best deal and just as excited about my new home as I was!

I honestly wouldn’t work with anyone else. If you need a mortgage advisor who’s knowledgeable, patient, and truly in your corner, Ro is the one!

— Catherine Boyle- 2025

Ro is honest, thorough and gives amazing service.

As first time buyers, we had no clue on what to expect or who we should trust. She helped sort more than our mortgage but also surveyor and solicitors. Always open for all the questions and makes it very clear that no question is a stupid one. She made this rocky road much smoother.

— Sarah Horobin- 2025

Ro has been absolutely amazing from start to finish! She has helped me with every aspect of getting a mortgage and beyond! She is friendly, kind and just a genuinely lovely lady who wants the best for you. She’s answered all my silly questions along the way and If I’ve been stuck on anything she’s just at the end of the phone!

— Rebecca Dudley - 2025

Absolutely fantastic service!! Ro is so lovely to deal with. Nothing was too much trouble, always at hand on email or the phone; fitting it around our working schedule. Has worked extremely hard to get our mortgage offer approved, and had the go ahead today!

— Bex Fairweather- 2025

I would highly recommend the services of Sims. We used them in relation to a mortgage.

They were efficient and friendly.On this occasion we dealt with Rowena who made what can be a stressful experience a breeze! They covered all the basis, were straight up with their advice and no hard selling or pushing of other services, while still making us aware of the additional services they offered in line with the mtges should we need them.

Thank you Sims!

— Donna Pacey- 2025

I was really nervous about the whole mortgage process and knew not much at all, but Ro made it so much easier than I ever expected. From day one, she took the time to explain everything in a way that actually made sense and never made me feel like any question was too small. She was always easy to reach whenever I needed her, and being able to contact her via WhatsApp made life so easy—I could just drop her a call or text whenever something came up. Ro was honest about my current situation and the implications of income/debt etc. but was still positive.

When we hit a few bumps along the way, Ro kept me calm and found the best options to move forward. I never once felt like I was just another client—she was genuinely invested in getting me the best deal and just as excited about my new home as I was!

I honestly wouldn’t work with anyone else. If you need a mortgage advisor who’s knowledgeable, patient, and truly in your corner, Ro is the one!

— Catherine Boyle- 2025

Ro is honest, thorough and gives amazing service.

As first time buyers, we had no clue on what to expect or who we should trust. She helped sort more than our mortgage but also surveyor and solicitors. Always open for all the questions and makes it very clear that no question is a stupid one. She made this rocky road much smoother.

— Sarah Horobin- 2025

Ro has been absolutely amazing from start to finish! She has helped me with every aspect of getting a mortgage and beyond! She is friendly, kind and just a genuinely lovely lady who wants the best for you. She’s answered all my silly questions along the way and If I’ve been stuck on anything she’s just at the end of the phone!

— Rebecca Dudley - 2025

Read all Google Reviews

Get in Touch

We'll be happy to offer you a consultation to discuss your options.

Sims Mortgages and Protection
1228a London Road, Alvaston Derby Derbyshire
United Kingdom DE24 8QP
0330 223 4973
info@simsmortgages.co.uk

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We’re based in Derby, but we proudly serve clients across the East Midlands and the entire UK. Our flexible service model allows us to provide outstanding support no matter where you’re located.

📞 Ready to talk? Contact us today to book your consultation.

Sims Mortgages and Protection is a trading name of Sims Financial Services Limited, an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Trading address: 1228a London Road, Alvaston, Derby, DE24 8QP. Registered Office: Vicarage Corner House, 219 Burton Road, Derby, Derbyshire, England, DE23 6AE. Sims Mortgages and Protection Ltd is registered in England and Wales with registration number 10473297

For mortgages, we are paid a fee, usually £500 and by commission from the lender

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

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