5 Reasons to use a Protection Adviser

This won’t come as a surprise to anyone who knows me, but I’m incredibly passionate about Insurance. And making sure that people have the right cover for their individual circumstances, has become a mission. So in this series of vlogs/blogs I want to be able to address some common questions I get asked. One of those is, why should I choose to go with an insurance adviser when considering any insurance? In response I say

1. Expert Advice
   How do you know what insurance you need? Do you need level cover or decreasing cover?  There are a range of insurance providers out there, offering lots of different benefits. But it can be confusing, to the point where people are unsure of what they actually need. What we do, is provide expert advice on a range of insurance to help you understand what you need for your individual circumstances, using layman language.
2. Products for everyone
   Many factors come into play when looking for insurance such as; pastimes, family history, medical history, dependants, financial commitments and much more. By having access to products based on an analysis of a number of insurers, and having experience and understanding which products are best suited for you, an adviser can find the best package for you, your family and your budget.
3. Additional Benefits not included directly
   Many additional benefits are available when taking out a policy through an insurance adviser which are not available directly. An example of these benefits, is that some providers offer 24/7 helplines with trained nurses who are able to give you advice on any medical queries.
4. Budget
   We know that people want the best policies for their budget. With the expert knowledge we have, we strive to find the best package possible but will always make sure your premiums are affordable. There are several ways to adjust the level of cover to suit a budget, and in our opinion it’s better to have some cover that is affordable than no cover at all.
5. RegulatedSims Financial Services Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority. The FCA is an independent watchdog that regulates financial services. In short this means, that you can feel confident an adviser will not be able to offer you insurance unless there is a need for it.

On a final note, we will help navigate you through any insurance claims that you might make. Check out our client reviews online, and give us a quick call to see how we can help you.